Shared Risk 100% Refund Program

Shared Risk for IVF and donor egg

Patients selecting this program may attempt up to 6 IVF or donor egg cycles and any subsequent frozen embryo transfers (FETs) for a flat amount.¹ In the event the attempts are unsuccessful, or the patient chooses to withdraw at any time, 100% of the deposit is refunded.² Pregnancy success rates in this program are comparable to the results of all IVF and donor egg cycles. 

Patients achieving a pregnancy on the first attempt will pay more with this program than the traditional fee-for-service payment methods. On the other hand, if you don’t take a baby home, Shady Grove Fertility assumes the bulk of the costs, hence the name, “Shared Risk.” Patients using donor eggs are eligible for this program at slightly higher costs. 

Costs:

Pricing for Shared Risk is dependent on age and services. Please speak with your financial counselor for exact costs. Eligible patients may also do a monthly payment plan through Fertility Finance. 

The Shared Risk Program is designed for patients without insurance or patients opting to not use insurance benefits. Shared Risk cannot be combined with other treatment discounts.

Inclusions:

• All medical and laboratory services for up to 6 complete IVF cycles — from the start of medications through the first blood pregnancy test — are included. This includes assisted hatching of embryos and ICSI, if clinically needed.
• If using an egg donor, the costs of monitoring, completed at SGF, and egg retrieval are also included.
• Cryopreservation of viable embryos not transferred during any fresh Shared Risk cycle as well as the costs of FETs, until you have a baby or choose to withdraw from the program.

What counts as a cycle? A completed IVF cycle is considered one in which an embryo retrieval takes place. A cycle canceled during the stimulation and monitoring phase, or one in which a patient had no eggs to retrieve for fertilization, does not count as one of the 6 cycles to which you are entitled.

A cycle in which you conceived but lose the pregnancy any time before delivery is considered one of the possible 6 completed IVF cycles.

Exclusions:

• Shared Risk costs do not cover consultations, diagnostic testing, outside services, medications, urologic male sperm retrieval procedure, or costs associated with complications or non-IVF care.

Eligibility:

• Medically indicated for the proposed treatment
• Patient carrying pregnancy must be 40 upon completion of the IVF cycles
• Patients 41 and older can participate in Shared Risk if using donor eggs
• Patient needs ICSI, gestational carrier, and embryo biopsy are eligible

¹Shared Risk payment is in the form of a refundable deposit. 
²Exceptions apply, refer to contract for details. 

Patients should speak with their financial counselor for more details on the Shared Risk 100% Refund Program.